Your hometown mortgage experts!

Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.

First-Time Home Buyers

Buying your first home? We offer the guidance you need to get started.

Mortgage Walkthrough Guide

Get educated! Learn exactly what occurs in every step throughout the mortgage process.

Mortgage Calculator

How much can you afford? What does that monthly payment look like? Find out here.

Home Loan Options

We’re here to help you figure out which mortgage best fits your unique financial picture.

Roland & Linda Wilcox

Loan Officers  //  Sierra Capital Mortgage Co

Since 1996, Sierra Capital Mortgage has provided clients throughout California the best possible financing solutions by leveraging our experience and extensive network of lending partners. We are committed to providing our clients expert advice, extremely competitive interest rates, and exceptional customer service.  We offer a full portfolio of mortgage products including Conventional, Jumbo, and FHA / VA loans. Our business is by referral from past and current clients, experienced real estate agents, and trusted financial advisors.

With over 40 years of experience and thousands of happy clients throughout California, we look forward to serving you.

info@sierracapmortgage.com(626) 449-8545
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Why work with us?

We truly care about what is best for you! From pre-approval to closing, our goal is to provide you with the best service while saving you money. We provide a completely customized experience, and will find the right loan program and best terms for you.

The most important part of our success is our clients and real estate agents who trust us every day to educate and advocate for them in the mortgage process. We have multiple loan products, giving our clients more options, competitive rates, and low fees. We are passionate about providing great customer service.

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered.
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.
6

Closing

Signing the final documentation and receiving the keys to your new home!

Over 40 years of experience

and thousands of happy clients!

“Do not bother going anywhere else! I had such a positive experience with Roland & Linda, I am recommending them to everyone! They are the nicest, most efficient and helpful professionals I have worked with in ages. And I got an incredible rate, saving me about $600 a month. Such great people. Please use them next time you need a mortgage or refi! Thank you!”

Mary N.Los Angeles, CA