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No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!


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Mortgage Home Loan

How the process works



There are a few critical documents we will need to verify to start your process.  Learn More


The appraisal insures the home you are buying is worth the price that is being offered. Learn More

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More


Signing the final documentation and receiving the keys to your new home! Learn More




Conditional Approval:

Clear to Close:



All About Santa Ana

Santa Ana, California

Santa Ana is a city in Orange County, California. It’s home to the Santa Ana Zoo, with its monkeys, mini-train and walk-through aviary. In a Mission Revival–style building, the Bowers Museum displays a large collection of Native American art. The Discovery Cube Orange County is a children’s museum with hands-on science exhibits. The Heritage Museum of Orange County features restored 1890s homes set amid gardens. Source

Things To Do In Santa Ana:

Come Spend A Day In Santa Ana!

The city of Santa Ana in Orange County, California is a beautiful city that is located next to the Santa Ana River and just ten miles from the Californian coast. The climate in Santa Ana is ideal, with warm, dry summers and mild, wet winters. The warm summers mean a lot of outdoors activities take place as the people make the most of the beautiful scenery that Orange County has to offer.

The city itself is very densely populated, with the downtown area being the main arts and entertainment hub. Let’s take a look at the best things to do in Santa Ana. Source

Education in Santa Ana

About Santa Ana Educational System

The Santa Ana Unified School District (SAUSD) is the 7th largest school district in California, and the largest in Orange County. Visit the SAUSD website for more information.

The mission of the Rancho Santiago Community College District is to provide quality educational programs and services that address the needs of our diverse students and communities. Visit the District website for more information. Source

Santa Ana Image Gallery

History of Santa Ana:

Santa Ana is rich in history!

The Santa Ana area was explored in 1769 by a Spanish expedition led by Gaspár de Portolá. The first people who came to the area named the newly founded settlement Rancho Santiago de Santa Ana in honor of Saint Anne. It quickly became apparent that the ground was fertile for crops and cattle grazing. The city grew to become a farming community that fed the area. Many of the original settlers used the area for crops while a small portion raised cattle. As more people came to the area in the early 1860s, it was determined that there would need to be a plan for the city’s layout. The community was officially laid out in 1869, and the plans for the city’s development went into effect. Following implementation of the plan, the city was renamed Santa Ana. With major growth in new arrivals to the area, local industries continued to grow as well. Santa Ana was chosen to be the seat of Orange County. Santa Ana quickly became a center for commercial, financial, and manufacturing businesses that today produce numerous electronic parts, sporting goods, and aerospace equipment. Source

Santa Ana’s Neighborhood

Check out Santa Ana’s Neighborhood

Santa Ana’s neighborhood associations have been a very effective vehicle to encourage citizen participation for over thirty-five years. The experience of each neighborhood in our community is different whether that be in the areas of their history, leadership, the built environment or current issues and concerns. Each neighborhood is able to receive support from Santa Ana’s Planning and Building Agency and is able to access assistance in the areas of capacity building and leadership training. Santa Ana residents typically find that they are able to focus on what they have in common through their neighborhoods and through their association, magnify the impact of their efforts. Information is available on each Santa Ana Neighborhood Association. Refer to the attached citywide neighborhood map. Source

Linda & Roland Wilcox

Loan Officers  //  Sierra Capital Mortgage Co

Linda and Roland Wilcox provide clients throughout California with superior financing solutions by leveraging our experience and extensive network of lending partners. We are committed to providing our clients expert advice, extremely competitive interest rates, and exceptional customer service.  We offer a full portfolio of mortgage products including Conventional, Jumbo, VA, and FHA loans (including Reverse Mortgages). Our business is by referral from past and current clients, experienced real estate agents, and trusted financial advisors.

With over 50 years of combined experience and thousands of happy clients throughout California, we look forward to serving you! 449-8545

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