Skip to main content

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!


Learn More!


Learn More!


Learn More!


Learn More!


Learn More!


Learn More!
Mortgage Home Loan

How the process works



There are a few critical documents we will need to verify to start your process.  Learn More


The appraisal insures the home you are buying is worth the price that is being offered. Learn More

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More


Signing the final documentation and receiving the keys to your new home! Learn More




Conditional Approval:

Clear to Close:



All About Irvine

Irvine, California

Irvine is a city in Orange County, California. To the east, Orange County Great Park features an antique carousel and a giant, anchored helium balloon. Visitors can ride the balloon up for aerial views. Trails wind past ancient sycamore trees in Bommer Canyon. The Pretend City Children’s Museum has a kid-size post office, cafe and farm. Impressionist art from around California is displayed at the Irvine Museum. Source

Things To Do In Irvine:

Come Spend A Day In Irvine!

Call up your friends! It’s time to make some weekend plans. One of the best parts of owning a home at MDL is that you’re within 10 minutes of Irvine’s best places to shop, eat, learn, and just have plain ol’ fun. To save you time and overwhelm, here’s our curated list of the top 10 places to go and things to do in Irvine.

Named the Orange County Register’s Number 1 shopping destination in Orange County, this outdoor retail and dining center is at the top of local and tourists’ Irvine must-do lists, alike. A diverse collection of more than 130 specialty stores, restaurants and entertainment venues, The Spectrum, as it’s called by locals, features beautiful courtyards and fountains, a whimsical carousel, 108-foot ferris wheel, I-MAX movie theater and major retailers such as Nordstrom, Target and H&M. Source

Education in Irvine

About Irvine Educational System

The Irvine Unified School District (IUSD)(link is external) consistently ranks among the finest educational systems in the nation. Irvine schools offer innovative educational programs, open-style classrooms, team-teaching, some schools with year-round terms, and excellent community involvement. IUSD educates a diverse student population numbering over 36,000 (TK-12), in 24 elementary schools, one early childhood learning center, four K-8 schools, six middle schools, five comprehensive high schools, and one alternative high school.​ Source

Irvine Image Gallery

History of Irvine:

Irvine is rich in history!

Archeological research establishes prehistoric man in the Irvine area at least 12,000 years ago, possibly even 18,000 years ago. Scattered evidence of early campsites and rock shelters can be seen in the undeveloped parts of the city.

Gabrielino Indians moved into the Irvine area 2,000 years ago, establishing dozens of villages. One village was located near the present San Joaquin marsh and another near the San Joaquin golf course.

The Gabrielinos were of the Shosonean language group. They enjoyed an abundant food supply of shellfish, waterfowl and land animals. They lived in round, woven huts and were excellent basket weavers and makers of seashell and stone jewelry. Source

Irvine’s Neighborhood

Check out Irvine’s Neighborhood

Great Park Neighborhoods is taking shape around the perimeter of the Orange County Great Park in Irvine. It’s a collection of signature parks, surrounded by distinctive homes. With convenient access to the best Orange County has to offer. Top-ranking schools. Miles of walking and biking trails. And community gatherings that connect you with your neighbors. Speaking of neighbors, we have arguably the best one of all—the Orange County Great Park. Source

Linda & Roland Wilcox

Loan Officers  //  Sierra Capital Mortgage Co

Linda and Roland Wilcox provide clients throughout California with superior financing solutions by leveraging our experience and extensive network of lending partners. We are committed to providing our clients expert advice, extremely competitive interest rates, and exceptional customer service.  We offer a full portfolio of mortgage products including Conventional, Jumbo, VA, and FHA loans (including Reverse Mortgages). Our business is by referral from past and current clients, experienced real estate agents, and trusted financial advisors.

With over 50 years of combined experience and thousands of happy clients throughout California, we look forward to serving you! 449-8545

Download our Homebuyer's Guide!