The cost of credit expressed as an annual rate. It must be calculated by using a formula set by federal law and disclosed to the borrower to aid in comparing different credit plans.
Disclaimer
Sierra Capital Mortgage Company is a DBA of R & L Wilcox, Inc., a California Corporation licensed under the California Bureau of Real Estate, License # 01783694, NMLS Company ID # 327610.
Linda Wilcox is licensed by the California Bureau of Real Estate, License # 01148651, NMLS Individual ID #245204.
Roland Wilcox is licensed by the California Bureau of Real Estate, License # 01348817, NMLS Individual ID #245214.
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